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Could Your Astrology Sign Affect Your Car Insurance Rates?

In recent years we learned that insurance companies were quite fond of using customer’s credit scores as rationale for raising rates on some folks.  The thinking is, your credit score accurately indicates of how you handle responsibility and what kind of risks you take.  Therefore, lower credit scores could point to risky and irresponsible behavior, translating into substantially higher rates.  Some states have decided that this is not a valid argument and actually outlawed the practice.  However the majority still permit credit scores to be used, with Michigan’s State Supreme Court overturning the 2005 law that made the practice illegal.

You have to wonder how the courts might feel about insurance rates based on astrological signs.

Ever curious about new ways understand the risks within each and every customer, Allstate Insurance has apparently investigated the driving habits of people and how they line up with a person’s astrological sign.  From the data considered, Allstate noted that Scorpios were only involved in 1.5% of all automobile accidents while Virgos are on the other end of the spectrum.  Drivers born between August 23rd and September 22nd are 700% more likely to get in a wreck than those born under the sign of the scorpion.   If you are wondering about the entire Zodiac Safety rating, this is what we learned from the Allstate study.

Allstate said Ophiuchus, the “new” sign added in the revised calendar, was the second-safest sign for motorists, followed by Cancer, Aquarius, Libra, Aries, Capricorn, Gemini, Sagittarius, Pisces, Taurus, Leo, and Virgo.

This data adds many opportunities for all of us to start asking cab drivers, bus drivers, trucker and even NASCAR drivers, “What’s your sign?”

Comments (73)

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  • Vie_En_Ras
    Posted on February 1, 2011 at 1:09pm

    Both myself and my husband are virgos and the only accidents we’ve been in were caused by others hitting us. We can’t help it people seek us out to rear-end.

    Report Post » Vie_En_Ras  
  • Dootuz
    Posted on February 1, 2011 at 12:54pm

    Only in America…. I wish it wasn’t this bad…

    Report Post »  
  • jocko
    Posted on February 1, 2011 at 12:43pm

    Well if Allstate is resorting to astrological signs and probably sheep guts next, I don’t want anything to do with them. Like I am going to rely on a company for insurance that believes in that satanic stuff? Ain’t no way! That tells me they are totally unreliable.

    Like their jingle goes, ‘you’re in good hans with Allstate – oops!’ as you slip between their fingers.

    Report Post » jocko  
  • toxic_freedom
    Posted on February 1, 2011 at 12:42pm

    im a virgo…..i have never been in an accident and have only had one ticket….New Orleans home of the most crooked cops….They post a sign outside my brothers school where i drop him off daily saying no left turns the very same day they put up the sign they have cops there waiting for people who commonly take that route to fail to see the newly posted sign.

    Report Post » toxic_freedom  
  • Whostolemypig
    Posted on February 1, 2011 at 10:53am

    Virgos are less responsible! That makes sense! Then Leo’s are right behind them. Anyone know a president that is a Leo?

    Report Post »  
  • s.n.
    Posted on February 1, 2011 at 10:22am

    So what’s next…base my rates by the type of toilet paper I buy? Insurance companies will do anything to try and increase their revenues. The credit score application is a joke. There is absolutely no evidence what so ever that low credit scores make people drive erratically. So a person who had an excellent score suddenly loses his job….racks up medical bills or whatever and can’t pay bills so the score goes down? How can these companies justify this? This should be illegal and it totally ****** me off. Insurance companies along w/ attorneys and pilots (yes I hate pilots…they’re nothing but glorified taxi drivers w/ huge egos) can all kiss my ars.

    Report Post »  
  • streetrodder
    Posted on February 1, 2011 at 9:16am

    Does this mean we will have to show our birth certificate to get car insurance?

    Report Post »  
  • CaptVideo
    Posted on February 1, 2011 at 8:54am

    Now this will fall into the “Special kind of Stupid” category.

    Report Post » CaptVideo  
  • Bronco II
    Posted on February 1, 2011 at 8:26am

    I knew about ALLSTATE many years ago when I went to ask about car insurance and they wanted to do a credit check on me and I told them YOUR NUTS.I did have insurance with them when I first moved to Fl for about twenty years and I never had an accident or ticket and then one time someone I let use my truck for moving some construction material came off and hit another car they paid for it and dropped me like a hot potatoe.Yes I agree why they paid for it which was called UNSECURED LOAD but why they dropped me for this one incident told me all I needed to know they didn‘t say they would raise my rates they just refuse to insure me again so that’s how YOUR IN GOOD HANDS works.I have them for my home insurance and now thinking of changing because their just NUTS.

    Report Post » Bronco II  
  • hiramsmaxim
    Posted on February 1, 2011 at 7:16am

    There’s your sign, you might be an idiot.

    Report Post » hiramsmaxim  
  • Its Gonna Getcha
    Posted on February 1, 2011 at 6:42am

    Space is a fabric. Fabric.

    Report Post » Its Gonna Getcha  
  • allenl
    Posted on February 1, 2011 at 6:08am

    Such BS

    Report Post »  
  • curmudgeon60
    Posted on February 1, 2011 at 5:38am

    Ooops! I forgot “old” ooooh wait a minute that one could REALLY get me pounding the pavement instead of behind the wheel!! Hahahaha

    Report Post »  
  • plainjo
    Posted on February 1, 2011 at 5:30am

    “what’s your sign?” – Here’s your sign!

    Report Post »  
  • curmudgeon60
    Posted on February 1, 2011 at 5:26am

    Hahaha! I‘m a Scorpio and I’m NOT a very good driver–so this “theory” blows. But at least the deciding factor isn’t because a person is left-handed or blonde or skinny or white or politically conservative or (gasp) a Christian. Boy, I’ld really be in trouble! Hahaha

    Report Post »  
  • slade37
    Posted on February 1, 2011 at 3:12am

    The new sign is bogus even for those who follow astrology in the US. The new sign has been brought up many times. This is not the first time this new sign has come up. Western astrology uses planets, NOT the stars. This sign was created because of how the constellations have moved – which only matter if the star positions matter to you. They don’t to most modern astrologists.

    My favorite UK astrologist – http://www.cainer.com

    …and what he says about all of this – http://www.cainer.com/features/ophiuchus/ophiuchus.html

    (Note: Because of how he uses frames on his site, I had to link to the article on its own without the frames. Go to the main URL posted above to get the navigation menu.)

    Report Post » slade37  
  • ThoreauHD
    Posted on February 1, 2011 at 2:41am

    When will they start asking for medical data I wonder. Toss some eugenics in there and you got a nice NAZI casino of discrimination.

    Report Post » ThoreauHD  
  • DASHRIPR0CK
    Posted on February 1, 2011 at 1:42am

    Definitely. I am so into Astrology. It is my religion.

    Report Post »  
  • SLEUTH
    Posted on February 1, 2011 at 1:27am

    WOW, you all have good input. keep it up. i have GEICO (they’re the cheapest) and for as long as i had them with the few accidents (thats what is was called then) they were there estimate the damage and a check was mailed within a week. so far so good…..

    Report Post » SLEUTH  
  • azmomof6
    Posted on February 1, 2011 at 1:26am

    Or maybe we should just start asking Baal what each individual’s rates should be. I wonder if those who offer up car insurance salespeople as sacrifice would get a good rate quote?

    Report Post »  
  • tankerBigRed1
    Posted on February 1, 2011 at 1:16am

    What a bogus scam [allstate is on my sht list anyhow didn't want too insure me @ 15] been driving for 55 years w/o wreck & in the 700 % group– credit score is also bogus as I have 0 sip nata- not in anybody’s system[ found this out when carrier started this scam] don’t need plastic- deal only w/ bank = not in any credit rating system..

    Report Post » tankerBigRed1  
    • Showtime
      Posted on February 1, 2011 at 1:29am

      Sounds like you are telling them to stay the heck out of your personal life! Good for you!

      Report Post » Showtime  
    • tankerBigRed1
      Posted on February 1, 2011 at 1:43am

      Found out another useful tidbit– bought an electric motor- went to pay cash- co insisted I apply for their credit card[northern hyd] would knock off 10 bucks- great- I’ll burn it when it arrives- after bout a month I got a rejection letter- couldn‘t get a credit card since I didn’t have a phone #[ or a phone]..

      Report Post » tankerBigRed1  
  • proudamerican1990
    Posted on February 1, 2011 at 1:15am

    This google chrome is scary…

    It just opened a pop up ad for car insruance …

    Report Post »  
  • Diane TX
    Posted on February 1, 2011 at 1:14am

    Oh no, I’m a Virgo! However, the worst accident I‘ve ever had was backing into someone’s tail light on a parking lot.

    Report Post »  
    • Robert-CA
      Posted on February 1, 2011 at 1:51am

      oh that was you !!!!!!!
      next time will you please leave a note :)

      Report Post » Robert-CA  
    • Diane TX
      Posted on February 1, 2011 at 3:54am

      Robert, it wasn’t me. This happened in Maryland. I did leave a note, and waited for the person who’s taillight I destroyed to appear. Everything was handled by my insurance. I paid my deductible, the damaged taillight was restored, and all was good in the World.

      Report Post »  
    • Robert-CA
      Posted on February 1, 2011 at 4:06am

      Just joking & all was good in the World :)

      Report Post » Robert-CA  
    • Untameable-kate
      Posted on February 1, 2011 at 12:34pm

      Crap! I’m a Virgo on the old horoscope and a Leo on the new one. I’ve never been in an accident while I was driving though. Maybe some of my accident pronededness rubbed off on other drivers.

      Report Post » Untameable-kate  
  • SIXFRIGATES
    Posted on February 1, 2011 at 1:14am

    When do I get my discount from Progressive?

    I know, we all hate that word, but Geico really pissed me off one day and openly admitted they don’t really care about my business so I went with Progressive.

    Report Post » SIXFRIGATES  
    • Showtime
      Posted on February 1, 2011 at 1:26am

      Progressive is owned by ProgressiveS…as in Progressive agenda. I won’t even watch their commercials.

      Report Post » Showtime  
    • tankerBigRed1
      Posted on February 1, 2011 at 1:27am

      Another fine bunch- ck them out to see bout their big savings= they were 3x my present rates..

      Report Post » tankerBigRed1  
    • Mickeyd
      Posted on February 1, 2011 at 1:47am

      Progressive has ties to George Soros. I wouldn’t go with them!

      Report Post »  
    • PlanetXenu
      Posted on February 1, 2011 at 3:28am

      I say we flog ‘em!

      Report Post »  
    • EgoBrain
      Posted on February 1, 2011 at 9:48am

      Are you serious? Soros is tied to Progressive????
      This is too much. I just thought they had a crappy name.

      Report Post » EgoBrain  
  • pamela kay
    Posted on February 1, 2011 at 1:07am

    Seriously?

    Report Post » pamela kay  
    • cheezwhiz
      Posted on February 1, 2011 at 1:15am

      From the data considered, Allstate noted that Scorpios were only involved in 1.5% of all automobile accidents
      ——
      I feeeeeel gooood
      :D

      Report Post » cheezwhiz  
    • CatB
      Posted on February 1, 2011 at 1:31am

      LOL .. no wonder my ex was a poor driver .. Birthdate Sept. 21st.

      Report Post »  
    • FlatFoot
      Posted on February 1, 2011 at 1:31am

      Thank goodness I’m a Scorpio if they actually legally get away with considering something as ludicrous as astrological signs in determining premiums. Of course, it’s simply nothing more than shenanigans being used to charge people a lot more for insurance, but maybe Barackus Caesar is going to throw em a bone after what he’s done to the health insurance industry in the long term.

      Report Post » FlatFoot  
    • spikebu
      Posted on February 1, 2011 at 1:56am

      What the heck is Ophiuchus? How do you even SAY it? Now we have an extra astrological sign for the whackos to nail us to the wall with? Oops. I apologize for the violent rhetoric of “nail us to the wall”.

      Report Post »  
    • spikebu
      Posted on February 1, 2011 at 2:05am

      I was reeling over the “new sign” stuff and now want to know what the “revised calendar” is about. Did we add a month while I was napping?

      Report Post »  
    • LibertyWon
      Posted on February 1, 2011 at 2:28am

      Oh why stop there, hw about walking under a ladder, spilling some salt, crossing paths with a black cat? Where’s the ACLU in all this?

      Report Post »  
    • BlueNight
      Posted on February 1, 2011 at 3:16am

      As a former auto insurance solicitor (a licensed professional working directly under an agent), I wanted to note that the way this story is presented is horrible. Insurers have always asked for the driver’s date of birth. You would get a similarly lopsided picture if you simply compared all drivers born in September with all drivers born in November. (I was born a “Virgo”, so I’m glad Allstate has given me the heads-up.)

      Underwriting nowadays requires data mining the statistics, and predicting who will be a safer driver is often a result of following stastical trends that have no apparent connection reality.

      In case you were wondering, credit checks for car insurance do not “ding” your credit, nor do they look for a simple high-or-low calulation. There are specific indicators which correlate to safer driving, and those drivers get lower rates than the simple age/rate table warrants. (There is no way to “jack up” the rate past each state’s maximum levels, but there are ways to lower it.)

      It’s not a case of insurers being greedy; it’s an example of a free market becoming more competitive using the latest in statistical modeling, no matter where it leads.

      Report Post »  
    • PlanetXenu
      Posted on February 1, 2011 at 3:32am

      Look, obviously, astrology works, otherwise it would not have been used for a couple thousand years like Christianity..I mean..well, whatever. I guess different religions right… what else do you say…?

      I hear there will be a trailer for the Captain America movie during the super bowl..yeah?

      :)

       
    • GONESURFING
      Posted on February 1, 2011 at 3:40am

      What nonsense.

      Report Post » GONESURFING  
    • The Noodle Fish
      Posted on February 1, 2011 at 4:08am

      *Facepalm* maybe if you have the most terrible personality imaginable (Aries) It will affect the way the salesman thinks of you and make him less likely to sell you insurance at a cheap rate but… seriously is about right. What a dumb story.

      Report Post » The Noodle Fish  
    • geminisailor
      Posted on February 1, 2011 at 4:16am

      I’m so confused….

      Report Post »  
    • TSUNAMI-22
      Posted on February 1, 2011 at 4:19am

      31 years driving with not so much as a ticket……and I’ve had 3 fast hot rods.

      It must have some truth to it. We make superior pilots as well!

      Report Post »  
    • Enuff Zenuff
      Posted on February 1, 2011 at 5:09am

      .
      We Libras are too intelligent to believe in that astrology BS.

      Report Post » Enuff Zenuff  
    • PA PATRIOT
      Posted on February 1, 2011 at 7:11am

      The world is on fire and we discuss astrological anomalies .
      Lets focus on…. THE SUPERBOWL!
      Be Prepared

      Report Post » PA PATRIOT  
    • Ruler4You
      Posted on February 1, 2011 at 7:17am

      Could Your Astrology Sign Affect Your Car Insurance Rates? Yes, but not like the tooth paste you are using.

      Report Post » Ruler4You  
    • beckisnuts
      Posted on February 1, 2011 at 7:25am

      Who cares? The real story is how Glenneth hired an atheist in an effort to expand his online cash cow. All you gullible suckers who shell out your hard-earned money for Beck’s Insider Extreme circus show would do yourselves a favor by waking up to the fact that Glenn really has no true values or priniciples at all. He‘s in it for the bucks and he’s taking advantage of all of you. WAKE UP.

      Report Post »  
    • Susan
      Posted on February 1, 2011 at 7:47am

      But God turned away and gave them over to the worship of the heavenly bodies. Acts 7:42

      Report Post »  
    • independentvoteril
      Posted on February 1, 2011 at 9:17am

      Well as an Aquarius with a Cancer rising I am OK.. however my mother use to get hit all the time (and I mean get hit she could be at a stop light and someone would hit her).. and she was a Virgo.. However my husband is a LEO and he has been rear ended twice in the last 5 years.. that is where the study ends.. my daughter is a Cancer and has been hit more than once.. although it may have something to do with living in CHICAGO where illegals without licenses drive without even bothering with the rules of the road…LOL..

      Report Post » independentvoteril  
    • What-A-Joke
      Posted on February 1, 2011 at 9:23am

      How about how often you visit the bathroom every day? You know if you hold it in that is not healthy for you, and that shows a lack of responsibility to your health and that cost all of us more money to take care of you because you could not do it yourself. We may want to consider texting a time stamped picture of you using the facilities with sufficient proof to verify you are in fact taking responsibility for your own health. Then maybe you can get the lowest rates on car and health insurance, the best interest rates on loans and credit, and whatever else they want to tie to you being a “good boy.” Why not? It makes perfect sense to me?

      http://timnbettyp.blogspot.com/p/club-sea-breeze_03.html

      Report Post » What-A-Joke  
    • EgoBrain
      Posted on February 1, 2011 at 9:46am

      I’m taking my kids keys from him, now.

      Report Post » EgoBrain  
    • ozz
      Posted on February 1, 2011 at 11:30am

      @The Noodle Fish You know jack about Aries. Well perhaps with an attitude like yours you have learned we punch like a Mac truck :P

      Report Post » ozz  
    • GhostOfJefferson
      Posted on February 1, 2011 at 11:53am

      Yes. I was born under the sign of The Gecko. I save up to 15% on my auto insurance as a results.

      Report Post » GhostOfJefferson  
    • mill
      Posted on February 1, 2011 at 5:00pm

      Well…I have a Scorpio sun, Virgo moon…so I’m…Half bad????? sorta like being 333 not 666…only 1/2

      Report Post »  
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