User Profile: tompain

tompain

Member Since: April 07, 2012

Comments

  • [7] December 6, 2014 at 3:17pm

    Hey Al.
    As a Board Certified Real Estate Appraiser for many years, I can speak to the real
    “issues” plaguing the Appraisal industry, but first let me tell you all a “dirty little secret”
    known to all Licensed Real Estate agents and brokers. If there is ANY doubt in the listing agent’s mind as to whether or not there are comps in the neighborhood ( WHICH THE LENDER WILL ACCEPT), the listing agent will instruct their seller to be present in the home during the inspection process. They are instructed to ask the appraiser “DO YOU DO A LOT OF WORK IN THIS AREA?”. If the Appraiser says “No” or Not too much”
    or something to the effect, AND the Appraisal Report comes in under contract sale price,
    the seller of the property can reject the report, and insist on an appraiser more familiar with
    neighborhood. However, the BIGGEST problem in appraising homes is the mortgage company underwriting guidelines & LACK of comparable sales. I have NO IDEA how any appraiser can get away with overinflating a value 20-25%. There are SO MANY reviews
    and rules. I do review appraisals, most of what I find which need redressing are honest mistakes. The ONLY way I know to get into REAL legal/professional difficulty in Real Estate
    Appraising is to make something up, to conjure a comp or fact. We render after all, just an opinion of value! THE REAL CRIMINALS in Real Estate in general are the BROKERS & their AGENTS! They are professional conjurers, and no one seems to give a darn!

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  • November 5, 2013 at 6:49pm

    I am surprised to see such “an Arrow Minded creature” . He probably got that trying to vote for a Republican in PHILTHADELPHIA!

  • September 18, 2013 at 6:03am

    You are a petty little fool. Is trying to contradict/refute Glenn your full time job? Is this how you provide for your fam? You are a typical little liberal dweeb. Why don’t you take up collecting Lego liberal activists? Then you can play liberal action hero and publish your pics, or sell them to the HUFF!

  • September 18, 2013 at 5:59am

    This obit reads like an obama campaign promise ( or any of his promises) – REALLY COOL, but
    absolutely a lie!

  • July 4, 2013 at 6:17pm

    The guests should have given her a gift card for an English tutor!

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  • May 24, 2013 at 7:45pm

    I respectfully disagree Mr Right. If this product were made here, possibly the two boys might be shown to be holding hands, maybe smooching. Additionally sir, I submit that with all of the hassles associated with getting any new item passed their legal division-no lawsuits (due to some dope drowning in 6 inches of water) and the unions wanting to take over the company from the producer, then being targeted by the corupt government for TRYING to make a profit! WAIT JUST A MINUTE!!!—You are right after all, it had to be made in China LOL.

  • March 23, 2013 at 9:35am

    Hand this bag of filth over to Clyde Shelton! He deserves it!

  • January 24, 2013 at 8:13pm

    After reading some of these letters my first thought is Brian D. notwithstanding, I wonder how many of these college coach wannabes made it out of the 3rd grade. If not for typewriters I should fully expect to see the revealing backwards “R & N”. It brings me back to some of my favorite Gary Larson’s “FAR SIDE” cartoons. Sometimes a dog or a cow sends a ransome note to his master or the farmer, It’s hysterical! Then again, WU is a STATE/GOV enterprise. Lord knows the post office is chock full of great thinkers!

  • January 5, 2013 at 12:38pm

    Amen brother! However, you neglected to mention ovomits most noteworthy and regretable charachteristic, his MENDACITY. He is past master of prevarication. Did the old man teach him to speak with forked tongue in between bong hits and 4 inch lines? There is not one time, I am able to recall, in his entire reign, wherein he has spoken truthfully. I have to laugh at his post Sandy-pre election statement. “A people have to be able to trust what their president says”. What a sad and tragic irony! Have faith, in time, he will be revealed!

  • December 21, 2012 at 2:44pm

    How about a new law which states “The president is NOT permitted to lie to the American people”
    under penalty of impeachment! What’s more, inextricably linked with the new law- the Americn Free Press MUST report each statement i knows to be UTRUE or incorrect, under penalty of imprisonment.

  • December 12, 2012 at 7:29am

    It’s even worse than the Prof describes. It’s hard to imagine, but so sadly true, there exists a culture in MANY black households, wherein the student is actually DISCOURAGED from doing well in school. Speaking proper english, is greeted with chides of “race traitor” or “why are you trying to sound white?”. Since it is more likely than not, the black parents did NOT do well in school, they will often show ambivalence, or outright discouragement at worst. The welfare state has destroyed the black nuclear family with it’s increasing payments to unwed mothers for each additional child.

  • October 20, 2012 at 7:36pm

    BTW, did anyone see that link on Drudge from Thursday.
    “ON NOV 7th WE ARE GOING TO PARTY HARD!” by Michelle Obama.
    OK, party hard all you want moochy, but you still have to give back the plane, the house, the servants
    AND the bi monthly, multimillion dollar vacations, (for which we have previously paid) It’s all over Moochy, except the weeping and gnashing of teeth!

  • October 20, 2012 at 7:26pm

    I am not concerned. Obama has proven the age old adage, “YOU CAN’T LIE TO ALL OF THE PEOPLE ALL OF THE TIME”. Obama’s book should be titled “THE MENDACITY OF A DOPE”.
    I fully believe NOBODY with an IQ over 50 would or should believe ANYTHING obama or his minions say anymore. The man is a case study in serial prevarication! I defy ANYONE to show ONE example of his truthfulness. Then you may show me the Tooth Fairy, Easter Bunny & A Liberal with a sense of humor!

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  • October 15, 2012 at 6:37pm

    I do have one regret with respect to this rotten human dying yesterday. I only wish he would have lived long enough to see obama HUMILIATED in a landslide loss in 22 days, but further to see his last bad deed, obamacare repealed sometime in late January. THEN he should die! HE HURT A LOT OF HARD WORKING PEOPLE WHOM TRUSTED HIM TO HELP THEM!

  • October 15, 2012 at 12:12pm

    When Arlen switched back to the dark side, he jumped off the Queen Mary onto the Titanic. This
    spineless, self promoting charlaton though he is absent, he is unlamented in my home!

  • August 28, 2012 at 9:37am

    Sammy baby, your thoughful remarks and command of english say SO much about you. When your socialist idol is retired in utter humiliation this Nov, will you pack up and leave, FOR GOOD?
    You are obviously a bitter and soon to be broken old man. You are not as scary as you would like us all to believe. You are an uneducated, angry, foulmouthed fool, whom if it were not for your portrayal of YOU in so many roles, would be an unknown welfare recipient, delegated to playing the Race/Victim card as a way to satisfy your pathetic delusions.

  • April 8, 2012 at 8:39am

    “JUDGED NOT BY THE COLOR OF THEIR SKIN, BUT BY THE CONTENT OF THEIR CHARACTER”
    (or words to that effect). Funny thing about character, it is a known quantity. There is no such thing as BAD CHARACTER. One either has it or not. How are we able to judge ANYONE on that which they do not have. Yes, so let’s add Character to the list of all the “THINGS” which “whitey” has and American blacks have been denied! If American blacks spent as much time working, learning, or earning as they do playing the victim card, they would be so much better. Liberal logic is SOPHISTRY 101.

  • April 7, 2012 at 6:59pm

    Ya know, Jonah Goldberg had to say what he did. And, if I were asked by a client, or a perspective employer, I would say the same thing. “Oh yes indeed, shameful, recist, I’m shocked and saddened”.
    Sound familiar. Meanwhile, I believe every word Derbyshire said. I think it’s good, sound advice. If you are white and alone, near a “murder” of blacks, GET AWAY as fast as possible. Your chances of becoming a victim are LIKELY! Right now, I imagine the black thug, criminal mob mentality is pretty popular in da hood. However, it is really wearing quite thin. Blacks are a paltry 13% of the US population. Combined, they probably have less than 5% of US resources. They will not forever be a problem which the rest of America will tolerate. They will improve, or they will be removed!

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  • April 7, 2012 at 5:23pm

    I believe he is SPOT ON. The blacks in America have become not just an eternal VICTIMS group, unable to “get a seat at the table” without jesse’s help, but they have taken to open hostility towards all other Americans, (not just whites), whom have “SOMETHING they want. This could be anything, an education, manners, the ability to be understood when speaking, a nice watch, house, or car.
    They seem to believe those that “HAVE” OWE them, that somehow they are entitled. I avoid blacks, black neighborhoods (war zones) or anywhere/anyplace they might congregate. I think white people for the very most part have been more than patient and generous with blacks for the better part of 50 years now. It has gotten us nowhere. They just keep whining for more. “DO YOU FEEL ME BRO?”.