Our friends at BulletPeople are not easily snowed:
Nick took a look at the mail and saw a letter from a banker.
The banker, Jon Mulkin of BBVA Compass, was in full spin mode. The bank is trying to explain that the minimum average daily balance to qualify for "free checking" is about to jump from $2,000 to $5,000.
But there are many complications in this explanation. You can read Nick's analysis here.
You can also watch the product of Nick's frustrations. BulletPeople produced their own version of banker Jon Mulkin's video message to customers. In this version you will get to see and hear Mulkin's original video message -- only now it has helpful captions that may explain what Mulkin is actually trying to say: