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How General Motors Wants to Help You Lower Your Auto Insurance Premium

"The beauty of this program is that control is in the hands of the customer."

(Getty Images)

One of the world's largest automakers wants to help you lower your car insurance rate.

With the help of OnStar technology already installed in many of its vehicles, General Motors will give customers the chance to opt in to its 90-day driver assessment program which will track their driving habits. GM Director of Business Development and Alliances Greg Ross said Sunday the new program is designed to help drivers better understand how they can be better and smarter drivers.

(Getty Images) (Getty Images)

Once driving patterns are recorded, users can choose how they want to use the information. One potential perk for customers is paying less in auto insurance premiums through Progressive, the first car insurance provider to offer driver discounts based on actual driving data provided with the driver's consent. However, landing lower insurance rates is all but guaranteed even if the driver demonstrates safe driving patterns throughout the program. That decision is ultimately up to insurance companies – in this case, Progressive.

And if you're not that good of a driver, you're not to worry.

“The beauty of this program is that control is in the hands of the customer,” Ross added. “If they wish to participate, we’ll inform them of their driving behavior and then they’re able to choose if they want to share their information with Progressive.”

While the program is not currently available, it is expected to roll out for all 2016 GM models, most 2015 models, and select 2013 and 2014 models beginning this summer. It will only be offered to drivers in the. U.S. upon launching.

(H/T: Gizmodo)

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