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Insuring against divorce

I've heard of athletes insuring their "moneymakers" -- hands, arms, et cetera. But I never saw this one coming: now you can insure your marriage against divorce.

A new website is offering divorce insurance for when things don't go quite as planned. Possible cashers-in have to wait a minimum of three years before nullifying their nuptials, and policies are sold in "units" of $1,250 that cost $15.99/month. My question is, how do you explain your new policy to your mate?

One last thing…
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