'For the Record': Paying the Penalty — Choosing the Obamacare Tax Over Insurance

When Obamacare was launched in 2013, the stated goal of the law was to provide affordable health insurance for the uninsured. Supporters of the law believed that not only would health insurance be more available but the cost would also drop.

For the Record found that millions of working families have discovered there is a major difference between being insured and having access to medical care.

“I suppose I’ll be paying the fine. For us, it would be between $1,200 and $1,400 per month; it’s more than our house payment," said Jeannie Hoffman, a self-employed mother of five from Gahanna, Ohio. "We probably don’t spend that much on medical in a year, and that’s a monthly premium”.